Americans earned an “F” in personal finance

Americans earned an “F” in personal finance

According to a survey conducted last year by the TIAA Institute, U.S. adults, on average, correctly answered only 52% of the questions. Money troubles ahead for Gen Z (born 1996-2010) The survey found that financial literacy is notably lower among Gen Z compared with...
Errors are on my Credit Report—What can I do?

Errors are on my Credit Report—What can I do?

Being in the information age means that companies and people know so much about us. This also applies to our credit activity. So much depends on our credit scores. Getting a credit card, renting an apartment, a job, or finding a decent rate on car insurance are all...
Avoiding Money Scams

Avoiding Money Scams

Criminal organizations from all over the world are hard at work finding ways to steal from us. The more aware one is of their methods, the less likely to be scammed. Emails Promising You Money This is one of the most common methods. Scammers, frequently from Nigeria,...
Manual Underwriting Option When Buying A Home

Manual Underwriting Option When Buying A Home

For homebuyers with over 740 credit scores, good income, and 20% down payment, getting a home can be easy. If you don’t fall into that category, it’s still possible to get approved with manual underwriting. Manual underwriting is a manual process of evaluating your...