Americans earned an “F” in personal finance

Americans earned an “F” in personal finance

According to a survey conducted last year by the TIAA Institute, U.S. adults, on average, correctly answered only 52% of the questions. Money troubles ahead for Gen Z (born 1996-2010) The survey found that financial literacy is notably lower among Gen Z compared with...
Errors are on my Credit Report—What can I do?

Errors are on my Credit Report—What can I do?

Being in the information age means that companies and people know so much about us. This also applies to our credit activity. So much depends on our credit scores. Getting a credit card, renting an apartment, a job, or finding a decent rate on car insurance are all...
Exceptions to the IRA 10% Early Withdrawal Penalty

Exceptions to the IRA 10% Early Withdrawal Penalty

Taking money out of a traditional IRA before age 59 ½ usually means a tax and an early withdrawal penalty. However, there are exceptions to those taxes. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) introduced a penalty-free withdrawal option for...