by Rick Zwelling | Jan 22, 2021 | Stress
Much has been reported on the financial stress on households around the country. Less known, but just as impactful is how that stress is brought into the workplace. As a result, many employers are experiencing higher turnover, lower productivity, and lower profits....
by Rick Zwelling | Jan 21, 2021 | Finance
According to a survey conducted last year by the TIAA Institute, U.S. adults, on average, correctly answered only 52% of the questions. Money troubles ahead for Gen Z (born 1996-2010) The survey found that financial literacy is notably lower among Gen Z compared with...
by Rick Zwelling | Dec 8, 2020 | Finance
Being in the information age means that companies and people know so much about us. This also applies to our credit activity. So much depends on our credit scores. Getting a credit card, renting an apartment, a job, or finding a decent rate on car insurance are all...
by Rick Zwelling | Dec 8, 2020 | Uncategorized
Criminal organizations from all over the world are hard at work finding ways to steal from us. The more aware one is of their methods, the less likely to be scammed. Emails Promising You Money This is one of the most common methods. Scammers, frequently from Nigeria,...
by Rick Zwelling | Dec 8, 2020 | Uncategorized
For homebuyers with over 740 credit scores, good income, and 20% down payment, getting a home can be easy. If you don’t fall into that category, it’s still possible to get approved with manual underwriting. Manual underwriting is a manual process of evaluating your...
by Rick Zwelling | Dec 8, 2020 | Finance
Taking money out of a traditional IRA before age 59 ½ usually means a tax and an early withdrawal penalty. However, there are exceptions to those taxes. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) introduced a penalty-free withdrawal option for...
by Rick Zwelling | Dec 8, 2020 | Spending
It is too easy to eat out! There are so many options, and it tastes so good. It can also be very expensive, so breaking fast food and restaurant habits are some of the easiest ways to cut your overall spending. According to the Bureau of Labor Statistics, households...
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